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Are you at home? Out of town on vacation? Enjoy secure and convenient mobile banking in Kenya with SBM Mfukoni Mobile Banking—giving you 24/7 access to your funds, whether you're travelling or banking from home in Kenya.

Why choose the SBM Mfukoni Mobile Banking

Access to easy and quick loans

Set up a standing order on your Mobile Banking app.

Easy cash transfer from your bank account to M-PESA

Requests for a credit and debit card can be made on the app

Bills and utilities can be paid for right on your Mobile Banking app

Access to free e-statements for viewing and download

Can view your cheque status and make a cheque book and banker’s cheque request on your app

Eligibility / Documents Required

  • Duly filled application form
  • Supporting documents for amounts above Kes. 1 Million

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Rates & Fees

  • Transfer charges from SBM bank account to M-PESA
    • Charges to transfer Kes. 0 - Kes. 20,000 = Kes. 33
    • Charges to transer Kes. 20,0001 – Kes. 70,000 = Kes. 53.00
  • Mfukoni MPESA to bank account - Free
  • Mfukoni account e-statements - Free
  • Mfukoni bill payments - Free
  • Mfukoni airtime top-up - Free
  • SBM account to SBM account - Free,
  • SBM to another local bank (RTGS) - Kes. 500 per transaction
  • SBM to another local bank (EFT) - Kes. 150 per transaction
  • SBM to an international bank - Kes. 1,500 per transaction

** All fees and charges are subject to 20% excise duty

SBM Mfukoni Mobile Banking