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Enjoy 24-hour control of your bank account through SBM Mfukoni Online Banking and enjoy a slew of services without having to visit your branch.

Why choose the Mfukoni Online

Easy cash transfer from your bank account to M-PESA

Corporate bulk EFT transfers are now easier to set up.

Bills and utilities can be paid for right on your Mobile Banking app

Access to free e-statements for viewing and download

Eligibility / Documents Required

  • Duly filled application form
  • Supporting documents for amounts above Kes. 1 Million

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Rates & Fees

  • Mfukoni MPESA to Bank Account - Free
  • Mfukoni Account e-statement service - Free
  • SBM account to SBM account - Free,
  • SBM to another local bank (RTGS) - Kes. 500 per transaction
  • SBM to another local bank (EFT) - Kes. 150 per transaction
  • SBM to an international bank - Kes. 1,500 per transaction


**All fees and charges are subject to 20% excise duty

Mfukoni Online