I am interested in the

Like the name suggests, RTGS sends money in real-time. It can be used by individuals or organizations to transfer cash fast locally.

Why choose the Real Time Gross Settlement (RTGS)

It’s a fast and convenient way of transferring funds locally

Can be done at any SBM branch or by internet banking

Quick turnaround time between sending and receiving the cash

Eligibility / Documents Required

  • Duly filled application form
  • Must be an SBM Bank account holder
  • Supporting documents for amounts above Kes. 1 Million

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Rates & Fees

  • Outgoing RTGS transfers (USD, KES, GBP, EUR, TZS, UGX, RWF) – Kes. 500 per item

**All fees and charges are subject to 20% excise duty

Real Time Gross Settlement (RTGS)