Set up your children for a bright future

Saving for the future should start as early as your first turtle bank.

The interest-earning account helps them learn that a shilling saved today is a shilling earned for tomorrow.

Bring Your Child's Savings to Life with Busara


Your Pebble Savings Account now comes with access to Busara—SBM Bank's digital financial literacy App that helps children learn, save, spend and understand money. A first in this market.

Whether they're saving for a bicycle, learning to budget their pocket money or celebrating savings milestones, Busara makes every step of their financial journey meaningful.

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Get Started in 4 Simple Steps


  1. Open a Pebble Savings Account for your child.
  2. Ensure the parent has an SBM Bank account.
  3. Download SBM Mfukoni and enrol your child.
  4. Download the Busara Child App and start learning, saving and growing together.

Why Parents Love Busara


  • ✔ Encourage consistent saving habits
  • ✔ Monitor your child's financial journey
  • ✔ Transfer money instantly
  • ✔ Teach responsible spending
  • ✔ Celebrate savings milestones together
  • ✔ Build financial confidence from an early age

Why Children Love Busara


  • ✔ Easy-to-understand money lessons
  • ✔ Set exciting savings goals
  • ✔ Watch savings grow
  • ✔ Fun quizzes and achievements
  • ✔ Learn by doing
  • ✔ Build confidence managing money

Give your child the gift of financial confidence. Open a Pebble Account and download Busara to begin an exciting journey of saving, learning and growing.

Why choose the Pebble Savings Account

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Currency Freedom

Account is available in all major currencies: KES, USD, GBP, EUR

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Extra Perks

Get a free banker’s cheque every quarter. No monthly ledger fees are charged

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Banking Freedom

Seamless branchless banking experience through alternate channels like Mfukoni mobile and online to view balances and make transfers to internal accounts.

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Transfer Money Worldwide

Allows you to send money fast worldwide through multiple money transfer channels such as Telegraphic Transfers (TTs), Real Time Gross Settlement (RTGS), MoneyGram, Transfast, Xoom, Mukuru and Xpress Money

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Grow your interest

Enjoy a high interest rate, credited into the account quarterly. Earn 8.5% interest for amounts above KES 100,000 and 4% for amounts below KES 100,000. Also available in GBP and EUR, you can earn 3.5% p.a. and 3% p.a on the respective currencies.

Eligibility / Documents Required

  • Original and copy of child’s Birth Certificate/Notification of Birth
  • A duly filled account opening form
  • Original and copy of your Kenyan National ID/Passport/Alien ID
  • 2 colored passport size photos
  • Your KRA PIN
  • Indication of next of kin
  • A utility bill
  • Proof of source of funds

In addition, for foreigners:

  • Signed Foreign Account Tax Compliance Act (Kenyans living in US and US Citizens) / Common Reporting Standard forms (Kenyans living abroad and foreigners)
  • Your visa/work permit/alien certificate

Rates & Fees

  • Standing order - Kes. 300
  • Bankers cheque -Kes. 400
  • Counter withdrawal - Kes. 200

Talk to Us

Pebble Savings Account