I am interested in the

This is a comfortable loan designed around your project. Repayment is structured in line with the project cash flows with a moratorium period awarded if necessary.

Why choose the Structured Term Loans

Friendly interest rates in comparison to the market

Quick turnaround time from application to disbursement of funds

Moratorium is awarded on principal loan repayment before project earnings begin

Comfortable loan repayment structured in line with project cash flow

Eligibility / Documents Required

  • Applicant can be either an SBM account holder or non-account holder
  • Bank statements reflecting the preceding 12 months
  • Show proof of projected cash flow
  • Show audited accounts for the last 3 years
  • Feasibility study report to be provided where applicable
  • Applicant should have good credit ratings on CRB
  • Facility should not fall under the bank’s list of prohibited businesses
  • Account should not have unauthorized overdrawn or unpaid credit over the last six months
  • Show audited accounts for the last 3 years

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Rates & Fees

  • Interest rate - +4% for Kenya Shillings; US $ based on the 3 month LIBOR.
  • Processing fees - 3%
Structured Term Loans