SBM World Elite Card

Unlocking global access.

Experience prestige, comfort, and confidence - wherever you go.

 

Why choose the World Elite Card

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Lounge & Fast Track Access

Relax before your flight with complimentary lounge access for you and a guest via the Mastercard Travel Pass App. Skip queues with Airport Fast Track services at select international airports.  

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Exclusive Travel Offers

Access flight and hotel discounts with Booking.com, Cleartrip, Travelstart, Serena Hotels, and premium hotel groups. Enjoy upgrades, cashback, and preferred partner rates.  

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Premium Memberships

Unlock elite memberships with top hotels, airlines, and car rental programs, including chauffeur services, visa assistance, and global car hire discounts through Rentalcars.com.  

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Global Concierge Service

Enjoy 24/7 Mastercard Concierge for travel bookings, dining reservations, or personal assistance anywhere in the world. One call connects you to premium convenience.  

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Priceless Experiences

Explore Mastercard Priceless Cities and enjoy handpicked experiences, cultural moments, and private access to global events curated for World Elite members.  

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Luxury Shopping & Lifestyle Offers

Save on international and local brands with Farfetch, Jumia, and Carrefour discounts. Enjoy Global Blue VIP VAT refund services, European shopping village offers, and MyUS premium shipping for global online shopping.  

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Comprehensive Protection

Travel confidently with medical and inconvenience insurance, rental collision damage waiver, and global emergency assistance wherever you go.  

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Advanced Security

Your card features Chip & PIN, 3D Secure OTP, and Tap & Go for fast, secure payments. Get real-time alerts and manage your card settings through the Mfukoni App.  

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Smart Control with Mfukoni

Track spending, set limits, manage PINs, or block your card instantly — all through the Mfukoni App for complete control, anytime.  

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Easy Lounge Access Setup

Download the Mastercard Travel Pass App from the App Store or Google Play to access 1,300+ lounges and Airport Fast Track services worldwide.  

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Wellness & Learning Benefits

Access exclusive offers on Fiit fitness app, Lingokids learning platform, and UNICAF scholarships to elevate your personal and family growth.  

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Gaming & Entertainment Perks

Dive into rewards with the Mastercard Gamer Pass powered by GoGamers, bringing you discounts and premium in-game experiences.  

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ATM Access

Free ATM withdrawals at SBM, Kenswitch, local and international Mastercard ATMs.  

Easily locate Mastercard ATMs locally and worldwide using the Mastercard ATM locator.
https://www.mastercard.com/global/en/personal/get-support/atm-near-me.html

Eligibility / Documents Required

i) National ID/Passport /Alien ID

ii) KRA PIN

iii) Passport size photo

iv) Certified copies of 3 months’ pay slip (or business financials if self-employed)

v) Letter of employment

vi) Certified 6 months bank statement (for non-SBM account holders)

 

In addition, for Foreign Nationals:

vii) Visa, Work Permit, Alien Certificate (foreign nationals)

NB: Credit Cards to Foreign Nationals are considered on a on secured basis

Rates & Fees

Charge (KES)

World Elite

Joining Fees

Nil

Annual Subscription Fee (Primary Cardholder)

10,000

Annual Subscription Fee (Supplementary Cardholder)

2,500

Late Payment Fee

2,000

Over Limit Fee

2,000

Replacement Fee

1,000

FX Mark Up Rate

3.00%

Unpaid Item

4,000

Cash Advance

7.5%

Minimum amount due

10%

Interest Rate

3.25%

Credit Life

None

Talk to Us

World Elite Card