I am interested in the

Especially designed for crop marketing companies, the Crop Loan targets farmers under MOUs (Memorandum of Understanding) with crop purchasing companies.

Why choose the Crop Loan

Competitive interest rates compared to the market

Quick turnaround time from application to disbursement of funds

Bullet repayment at the end of the tenure to provide for breathing room

Eligibility / Documents Required

  • Applicant can be either an existing or new SBM account holder
  • Bank statements reflecting the preceding 12 months
  • Applicant should have good credit ratings on CRB
  • Facility should not fall under the bank’s list of prohibited businesses
  • Account should not have unauthorized overdrawn or unpaid credit over the last six months



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Rates & Fees

  • Processing fee - 3%
  • Credit Life on principal - 0.35%
Crop Loan