Reimagine your World

with a prepaid card that’s built for everywhere.

Hold and spend in up to eight currencies, enjoy exclusive lifestyle perks, and experience the freedom of secure, cashless payments—at home or abroad.

 

Why choose the SBM Platinum Multicurrency Card

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Transact in 8 Currencies


Enjoy the flexibility of eight dedicated currency wallets in one powerful card:
KES, USD, GBP, EUR, INR, AED, CAD, and ZAR. Switch between wallets easily via the Mfukoni App and spend like a local wherever you go.

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Quick & Easy Card Activation

Get started in minutes. Log in to the Mfukoni App and tap on “Card Services” then follow the steps to activate your card.

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Top Up Your Card, Your Way

You can load cash directly to your card at an SBM Branch, transfer funds from your account via Mfukoni or at a branch, use interbank transfers, or load via M-PESA.

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Perfect for Travel & Online Spending


Whether you're booking flights, shopping online, or settling bills abroad, the Platinum Multi-Currency Card ensures secure and seamless payments at ATMs, POS terminals, and online merchants worldwide.

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Easy Wallet Transfers


Move funds between wallets instantly or top up your card via the Mfukoni App. Conversions are done at SBM’s competitive exchange rates, giving you full control over your spending.

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Global Travel Perks


Unlock exclusive discounts with global travel brands. Your Platinum Card comes packed with seasonal and year-round lifestyle discounts curated for you.

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Advanced Security Features

Your card is equipped with Chip & PIN technology and 3D Secure authentication for safer in-store and online transactions. Plus, enjoy real-time alerts and contactless payments with NFC Tap & Go.

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Purchase Protection


Shop with peace of mind knowing your eligible purchases—online or in-store—are protected. Activate your Purchase Protection [here].

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Zero Liability


You’re covered against unauthorised transactions if your card is lost or stolen, provided you report promptly.

Eligibility / Documents Required

To apply, you must:

  • Be a Kenyan citizen or resident
  • Submit valid KYC documents (ID, KRA PIN or resident permit where applicable)
  • Complete the SBM Prepaid Card Application Form and accept the Terms & Conditions

Rates & Fees

Description

Cost (KES)

Card Issuance Fee

500.00

Annual Card Fee

500.00

Card Replacement Fee

500.00

Cash Withdrawal – SBM ATM

30.00

Cash Withdrawal – Other Local ATMs

50.00

Cash Withdrawal – International ATMs

250.00

Balance Enquiry – SBM ATM

Free

Balance Enquiry – Other Local ATMs

10.00

Balance Enquiry – International ATMs

50.00

Transaction Notifications

Free

Card Loading Fee

30.00

Restitution Fee

50.00

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SBM Platinum Multicurrency Card