Plus Current Account

Designed with features that will help you manage your business cash flow, the Plus Current Account is just what your business needs to succeed.

Business Plus Current Account

Take your money management to the next level with SBM Bank, recognized as one of the best banks to open a business account in Kenya. The Business Plus Current Account is designed to handle your high transactional requirements both locally and internationally.

Baraka Collection Account

This is a pay as you go current account for businesses, that allows your business to only pay for the service used. Pay for what you need when you need it.

Guarantees and Bonds

Build trust. Win tenders. Secure better deals.   Win more business with confidence. Our Guarantees and Bonds strengthen your credibility, helping you negotiate better terms and access bigger opportunities. From bid bonds to tender and performance guarantees, we back your business when it matters most.   Get an affordable edge to submit stronger, more competitive bids.

Letters of Credit

Trade securely across borders.   Import with confidence. Our Letters of Credit build trust between buyers and sellers by guaranteeing payment while goods are in transit. This reduces risk and ensures smoother, more reliable trade transactions.   With SBM backing your imports, you can negotiate better terms and move goods knowing payment is assured at every stage.

Invoice Discounting/Local Purchase Order/Contract Financing

Get funding to help you facilitate a product or service to your customer as stipulated in your contract while awaiting payment from counter parties.

SBM Overdraft

Don’t be hard up when you can access an overdraft. With this facility, you can overdraw your account up to a specified limit and manage cashflow gaps that may arise.

Unsecured MSME Loan

Get financing for your working capital and allow your business to run smoothly with steady cash flow. No collateral is required to sign up.

Workplace Banking

Need to provide your team with quick financing? This product provides comfortable credit solutions to your employees on a check-off system.

Simple Payments Solution

Enjoy making easy bulk payments to your employees, suppliers or partners through this payment processing system that allows you to remotely upload payment instructions.

Mfukoni Online

Enjoy 24-hour control of your bank account through SBM Mfukoni Online Banking and enjoy a slew of services without having to visit your branch.

Asset Finance

The product allows consumers to own movable long-term assets e.g. vehicles where the bank pays the dealer or manufacturer in lump sum while allowing clients to pay in installments. This facility is available for retail, SME and corporate Clients.

Mobile 2 Bank

This integrated mobile and online-based solution offers you a business account that comes with an M-PESA Pay Bill or Buy Goods Till Number for easy payment collection, making it a smart choice for those looking for reliable business mobile banking in Kenya.

Term Loans

These are term facilities with fixed regular repayment installments normally on a monthly basis, but may be quarterly, half yearly or even annually depending on the cash flows of the borrowing entity. They are used to finance acquisition of assets or working capital.

Structured Term loans

These are loans advanced for customers for a specific undertaking e.g. to facilitate development of residential or commercial properties.

Merchant Short Code

The merchant short code is a six-digit code issued to you, to collect MPESA payments through the bank’s official MPESA Paybill 552800. The short code is linked to your SBM Bank account and payments made through the bank’s Paybill 552800 to the short code are credited real time into your bank account.

iTax Payment Solution

CONVENIENT, DIRECT TAX PAYMENT TO KRA VIA SBM BANK Our linkage with Kenya Revenue Authority (KRA) enables you to conveniently pay your taxes at any of our branches, Internet Banking as well as Mfukoni Mobile Banking platforms through the Integrated Tax Management System (iTax). To start, you will need to visit KRA iTax portal to file your taxes and generate an E-Slip number.

Genesis Current Account

Genesis is a current account suitable for small to medium sized businesses with relatively fewer transactions and desirous of a ‘Pay As You Go’ account

Jijenge Biashara Account

Jijenge Biashara Current Account is most suitable for growing business with consistent cash flows but also require flexibility to accommodate their transactions volumes. This account is most suited for M2B customers

Jijenge Biashara Savings Account

Jijenge Biashara Current Account is most suitable for growing business with consistent cash flows but also require flexibility to accommodate their transactions volumes. This account is most suited for M2B customers

Plus Current Account

Designed with features that will help you manage your business cash flow, the Plus Current Account is just what your business needs to succeed.

Business Plus Current Account

Take your money management to the next level with SBM Bank, recognized as one of the best banks to open a business account in Kenya. The Business Plus Current Account is designed to handle your high transactional requirements both locally and internationally.

Baraka Collection Account

This is a pay as you go current account for businesses, that allows your business to only pay for the service used. Pay for what you need when you need it.

Guarantees and Bonds

Build trust. Win tenders. Secure better deals.   Win more business with confidence. Our Guarantees and Bonds strengthen your credibility, helping you negotiate better terms and access bigger opportunities. From bid bonds to tender and performance guarantees, we back your business when it matters most.   Get an affordable edge to submit stronger, more competitive bids.

Letters of Credit

Trade securely across borders.   Import with confidence. Our Letters of Credit build trust between buyers and sellers by guaranteeing payment while goods are in transit. This reduces risk and ensures smoother, more reliable trade transactions.   With SBM backing your imports, you can negotiate better terms and move goods knowing payment is assured at every stage.

Invoice Discounting/Local Purchase Order/Contract Financing

Get funding to help you facilitate a product or service to your customer as stipulated in your contract while awaiting payment from counter parties.

SBM Overdraft

Don’t be hard up when you can access an overdraft. With this facility, you can overdraw your account up to a specified limit and manage cashflow gaps that may arise.

Unsecured MSME Loan

Get financing for your working capital and allow your business to run smoothly with steady cash flow. No collateral is required to sign up.

Term Loans

These are term facilities with fixed regular repayment installments normally on a monthly basis, but may be quarterly, half yearly or even annually depending on the cash flows of the borrowing entity. They are used to finance acquisition of assets or working capital.

Structured Term loans

These are loans advanced for customers for a specific undertaking e.g. to facilitate development of residential or commercial properties.

Current Account

Genesis Current Account

Genesis is a current account suitable for small to medium sized businesses with relatively fewer transactions and desirous of a ‘Pay As You Go’ account

Jijenge Biashara Account

Jijenge Biashara Current Account is most suitable for growing business with consistent cash flows but also require flexibility to accommodate their transactions volumes. This account is most suited for M2B customers

Jijenge Biashara Savings Account

Jijenge Biashara Current Account is most suitable for growing business with consistent cash flows but also require flexibility to accommodate their transactions volumes. This account is most suited for M2B customers

Trade Finance

Workplace Banking

Need to provide your team with quick financing? This product provides comfortable credit solutions to your employees on a check-off system.

Simple Payments Solution

Enjoy making easy bulk payments to your employees, suppliers or partners through this payment processing system that allows you to remotely upload payment instructions.

Mfukoni Online

Enjoy 24-hour control of your bank account through SBM Mfukoni Online Banking and enjoy a slew of services without having to visit your branch.

Asset Finance

The product allows consumers to own movable long-term assets e.g. vehicles where the bank pays the dealer or manufacturer in lump sum while allowing clients to pay in installments. This facility is available for retail, SME and corporate Clients.

Mobile 2 Bank

This integrated mobile and online-based solution offers you a business account that comes with an M-PESA Pay Bill or Buy Goods Till Number for easy payment collection, making it a smart choice for those looking for reliable business mobile banking in Kenya.

Merchant Short Code

The merchant short code is a six-digit code issued to you, to collect MPESA payments through the bank’s official MPESA Paybill 552800. The short code is linked to your SBM Bank account and payments made through the bank’s Paybill 552800 to the short code are credited real time into your bank account.

iTax Payment Solution

CONVENIENT, DIRECT TAX PAYMENT TO KRA VIA SBM BANK Our linkage with Kenya Revenue Authority (KRA) enables you to conveniently pay your taxes at any of our branches, Internet Banking as well as Mfukoni Mobile Banking platforms through the Integrated Tax Management System (iTax). To start, you will need to visit KRA iTax portal to file your taxes and generate an E-Slip number.