SBM Platinum Credit Card

Unlock more for every moment.

Smart value, global access, and effortless control - made for you.

 

Get your Platinum Credit Card card today

Why choose the Platinum Credit Card

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Travel Benefits

Discover exclusive flight and hotel offers through Cleartrip, Travelstart, and Booking.com, with special rates at Serena and IHG Hotels. Simplify your journeys with visa assistance services and enjoy a Costa Coffee treat at select airports.

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Car Rental Discounts

Enjoy preferred rates with Avis, Budget, and Rentalcars.com, giving you more ways to move with comfort and convenience.

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Priceless Experiences

Access Priceless Cities for curated experiences and exclusive moments around the world — tailored for the modern global traveller.

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Shopping & Lifestyle Offers

Enjoy discounts from Farfetch and European shopping villages, along with local savings through Glovo and Jumia across Kenya, Uganda, Nigeria, and Ghana. Shop globally with ease through MyUS premium shipping membership.

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Wellness & Learning

Balance work and life with offers on the Fiit fitness app and e-learning opportunities from Lingokids and UNICAF to support you and your family’s growth.

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Entertainment & Gaming

Unlock unique entertainment rewards with the Mastercard Gamer Pass powered by GoGamers for an enhanced gaming experience.

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Peace of Mind

Travel with confidence through Medical Travel Concierge support and enjoy Purchase Protection on eligible items. Sign up easily through the Mastercard website to activate your cover.

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Secure Payments

Stay protected with Chip & PIN, 3D Secure authentication, and contactless Tap & Go for fast, secure transactions.

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Smart Control with Mfukoni

Manage your card, view transactions, and control your limits anytime via the Mfukoni App, your card companion on the go.

Eligibility / Documents Required

i) National ID/Passport /Alien ID

ii) KRA PIN

iii) Passport size photo

iv) Certified copies of 3 months’ pay slip (or business financials if self-employed)

v) Letter of employment

vi) Certified 6 months bank statement (for non-SBM account holders)

 

In addition, for Foreign Nationals:

vii) Visa, Work Permit, Alien Certificate (foreign nationals)

NB: Credit Cards to Foreign Nationals are considered on a on secured basis

Rates & Fees

Charge (KES)

MC Platinum

Joining Fees

Nil

Annual Subscription Fee (Primary Cardholder)

3,000.00

Annual Subscription Fee (Supplementary Cardholder)

2,000.00

Late Payment Fee

1,000.00 (Flat)

Over Limit Fee

1,000.00 (Flat)

Replacement Fee

1,000.00

FX Mark Up Rate

3.00%

Unpaid Item

Nil

Cash Advance

6.0% (No minimum)

Interest Rate

3.25% (No Minimum)

Credit Life

None

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Platinum Credit Card