SBM Platinum Multicurrency Card

A Card that's built for everywhere.

A world of freedom with secure, cashless payments.

Get your Multicurrency Card Today

Why choose the Platinum Multicurrency Prepaid Card

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Transact in 8 Currencies 

Enjoy the flexibility of eight dedicated currency wallets in one powerful card: KES, USD, GBP, EUR, INR, AED, CAD, and ZAR. Switch between wallets easily via the Mfukoni App and spend like a local wherever you go.

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Quick & Easy Card Activation

Get started in minutes. Log in to the Mfukoni App and tap on “Card Services” then follow the steps to activate your card.

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Top Up Your Card, Your Way

You can load cash directly to your card at an SBM Branch, transfer funds from your account via Mfukoni or at a branch, use interbank transfers, or load via M-PESA.

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Perfect for Travel & Online Spending 

Whether you're booking flights, shopping online, or settling bills abroad, the Platinum Multi-Currency Card ensures secure and seamless payments at ATMs, POS terminals, and online merchants worldwide.

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Easy Wallet Transfers 

Move funds between wallets instantly or top up your card via the Mfukoni App. Conversions are done at SBM’s competitive exchange rates, giving you full control over your spending.

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Global Travel Perks 

Unlock exclusive discounts with global travel brands. Your Platinum Card comes packed with seasonal and year-round lifestyle discounts curated for you.

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Advanced Security Features

Your card is equipped with Chip & PIN technology and 3D Secure authentication for safer in-store and online transactions. Plus, enjoy real-time alerts and contactless payments with NFC Tap & Go.

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Purchase Protection 

Shop with peace of mind knowing your eligible purchases—online or in-store—are protected. Activate your Purchase Protection [here].

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Zero Liability 

You’re covered against unauthorised transactions if your card is lost or stolen, provided you report promptly.

Eligibility / Documents Required

To apply, you must:

Be a Kenyan citizen or resident
Submit valid KYC documents (ID, KRA PIN or resident permit where applicable)
Complete the SBM Prepaid Card Application Form and accept the Terms & Conditions

Rates & Fees

Description	Cost (KES)
Card Issuance Fee	500.00
Annual Card Fee	500.00
Card Replacement Fee	500.00
Cash Withdrawal – SBM ATM	30.00
Cash Withdrawal – Other Local ATMs	50.00
Cash Withdrawal – International ATMs	250.00
Balance Enquiry – SBM ATM	Free
Balance Enquiry – Other Local ATMs	10.00
Balance Enquiry – International ATMs	50.00
Transaction Notifications	Free
Card Loading Fee	30.00
Restitution Fee	50.00

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Platinum Multicurrency Prepaid Card