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Perfect for emergencies, the Pay Day Advance gives you access to quick cash when you come into a need for it before your salary checks in.

Why choose the Pay Day Advance

Repayment terms are flexible

Has friendly interest rates

Quick turnaround time between request and access to loan

Eligibility / Documents Required

  • Must have been an SBM account holder for the past 6 months
  • Confirmed permanent employee with a monthly income
  • Should have a minimum net income of Kes. 15,000
  • Should have received the last 3 salaries through SBM Bank
  • No unauthorized overdrawn positions
  • No unpaid items

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Rates & Fees

  • Maximum facilitated - 50% of monthly net pay
  • Processing commission - 2% collected upfront
  • Interest charged - CBR + 4%
Pay Day Advance