I am interested in the

A budget crunch is a thing of the past with the Visa Gold Credit Card. Stay liquid and enjoy the flexibility to access cash whenever the need arises.


Why choose the Visa Gold Credit Card

No joining fee is required

Get up to 50 days interest-free credit on your purchases

Flexible repayment options for as low as 10% of your outstanding bill

Access up to 50% of your credit limit in cash from any VISA ATM

Account for your spending with free SMS alerts

Free e-statements monthly for personal accounting

Eligibility / Documents Required

  • Duly filled and signed account opening form
  • Original and copy of your Kenyan National ID/Passport
  • Latest pay slip (provide the last 2 if salary differs from the bank statement)
  • Original/certified copies of the last 3 months’ bank statements

Talk to Us

Rates & Fees

  • Card issuance fee - free
  • Annual fees - Kes. 3,000
  • Card replacement fee - Kes. 1,000 per card
  • PIN replacement - Kes. 500 per PIN
  • Cash advance fee - 6% per withdrawal
  • Over limit fee - Kes. 1,000 per limit excess
  • Late payment fee - Kes. 1,000 per month
  • Monthly interest rate- 3.25%
  • Supplementary card – Kes. 2,000.00 per card

** All fees and charges are subject to 20% excise duty:

Find out more about SBM Products

Visit any of our Branches

Find a Branch

Reach us on

+254 (0) 709 800 000
Apply for a Credit Card Online- SBM Bank Kenya