Who said your financial management was only meant to take place behind a desk or in a bank branch?
  • FEES

Transact anytime anywhere with the Mfukoni app, our secure mobile banking app. Mfukoni is specifically designed to help you on your financial journey by making it more convenient, efficient and accessible for you to bank when it suits you.

Funds transfers EFT, TT, RTGS
Pay bills for FREE: KPLC prepaid, DSTV, GoTv, Zuku, JTL, Credit card bill, Prepaid Card top up.
Free Airtime top up (Safaricom /Airtel/Telecom) for self or other.
Account to M-PESA transfers to self, friends and family
Free statement view, download and print
Credit card and debit card request
Cheque status, cheque book request, 
Request for bankers cheque
Free online banking activation through Mfukoni mobile.

Mfukoni Account to MPESA Bank Charges:
0 - 20,000 - KES 33
20,0001 - 70,000 - KES 53 (Safaricom charges apply)
Mfukoni MPESA to Bank Account (Safaricom charges apply)
Mfukoni Account e-Statements Service - Free
Mfukoni Bill Payments - Free
Mfukoni Airtime Top-up - Free
Mfukoni Funds Transfer: SBM Account to Account - Free 
RTGS KES 500 per transaction
EFT KES 300 per transaction
SBM to International Bank KES 1,500 per transaction

All fees and charges are subject to 20% excise duty.

This is a service that allows SBM Bank Kenya customers to pay for goods and services straight from an SBM bank account to any M-PESA Paybill or Till number through Mfukoni mobile application.

The steps to follow on Mfukoni are:

  • Launch Mfukoni app
  • Login by typing in your M-pin
  • Go to “More
  • Go to “Pay Merchant
  • Select “Send money
  • Select option “Send to Paybill”, “Send to till number” or “Send to Bank Acc
  • Enter required details >> “Send” >> “Proceed
  • Enter PIN and SUBMIT.

To learn more about this amazing feature click here.