Enjoy the security and wider access of card transactions via our range of pre-paid cards.


SBM Debit Card
SBM Debit Card

Enjoy the flexibility and convenience of using your Visa or MasterCard debit card at any SBM Bank ATM or Visa enabled ATMS. In addition, you can use your card to shop at any point of sale whether it's in restaurants, convenient stores, fuel stations, online shopping or for your travel. With the SBM Debit Card, you will experience the following:


New card Kes 400

• Card Renewal Kes 500

• SBM Bank ATM fees Kes 30

• Pesa Point ATM fees Kes 70

• Non SBM ATMs1 Kes 250



Acceptability in millions of VISA ATM or POS worldwide

• Secured way of carrying cash

• Convenience and faster way of making a purchase

• Convenience of using card for online purchases

• Secured way of paying online

  • You can easily deposit money to your current account at any SBM Branch, SBM Popote or via Mpesa Paybill 552883.
  • You can shop online or transact at any Point of Sale without any charges.
  • You can withdraw cash from any Visa ATM worldwide.
Visa Gold Credit Card
Visa Gold Credit Card

Don’t feel stranded anymore, get the Visa Gold Credit Card and go about your business without worrying what’s in your pocket . They come along with a pocketful of benefits that will help you sort out your finances and design your lifestyle around the things you love. With the Visa Gold Credit Card, you will experience the follwing:

  1. Loyalty points with every point of sale purchase, 1 point for every Kes. 500.00 spent.
  2. Cash advance up to your credit limit.
  3. Minimum amount to be paid is 10% of the amount spent.
  4. Up to 50 days interest free period
  5. Insurance cover currently being negotiated that will include travel insurance, purchase protection, atm hijack/ robbery, fraudulent charges

• 1 point for every Kes 500 spent
• Up to 50 days interest free credit on your purchases
• Flexible repayment options for as low as 10% of
your outstanding
• Up to 50% of your credit limit in cash from any ATM displaying a VISA logo
• Free SMS alerts
• Free e-statements


• Minimum credit limit of Kes 20,000

Visa Gold Features.

  1. 50 days credit cycle with the billing date being the 15th of every month
  2. Payments required to be done by the 5th of every month
  3. Requirement for getting one include providing your latest payslip, latest 6 months bank statements, copy of ID or passport and a filled application form
  4. Card can be used both locally, internationally and online.
  5. Card can be paid by cash, cheque, mpesa, bank transfers that include EFT, RTGS and TT.
  6. Minimum credit limit for the card is Kshs. 30,000.00